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Juan Cerda

Senior Loan Officer & Branch Manager

NMLS# 318276

About Me


Growing up with a really successful father who gave him a great life, Juan wanted to be sure he could provide the same for his family so he chose a career that relies on energy, focus, and commitment. After many years in the mortgage industry working for large banks, Juan realized the benefits of working for a direct lender with a local presence and joined Shamrock Financial.

Known for his many years of experience, professionalism and attentive customer service, Juan loves coming to work every day (yes even on Mondays!) to help people achieve their goal of home ownership. 

Juan lives in Bristol with his wife and two children. When he is not working you can find Juan spending time with his family, enjoying the great outdoors, working out at the gym or going out to eat.

We keep your mortgage experience simple.


Shamrock Home Loans commits to making the process of securing a home loan as easy as possible for you. To that end, we have developed the My Home & Mortgage app as a tool to simplify the process.

Key Features:

Research Magnifying Glass IconCompare
Compare different lending scenarios using various loan programs to help determine which product is the best for you.

Calculate Finger Touch App IconCalculate
Calculate the possible savings (or cost) of refinancing your mortgage.

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Scan in required documents on your phone and upload them quickly to expedite the loan approval process.


Download Our App

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— What People Are Saying About Me

Being first time homebuyers, we were very nervous about the process. Juan Cerda and his team were very helpful and walked us through the process. They answered all questions we had and explained every step of the process to us. Very happy with our experience and owning our first home all thanks to Shamrock Home Loans!!!

Christine C

I have used Shamrock Home Loans for both of my home purchases and I can't speak highly enough about this company. Juan Cerda is the absolute best. This whole team always gets back to you when you have a question and not for one second do I ever feel like I am bothering them. The whole team is so helpful and knowledgable and my husband and I are so very thankful to all of you.

Liza D

Shamrock was amazing every step of the way! I didn’t feel like just another processed loan, I felt like they genuinely cared. Juan and Kirby make an amazing team. They were willing to answer every question and always kept me informed throughout the process. They are truly amazing and I am thankful to have been able to work with them!

Cindy R

I can not speak highly enough of Juan Cerda and his entire team. Juan took the time to talk them through every question that came up and kept them as relaxed and stress free as any first time home buyers can possibly ever be.

Megan S

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— Educate & Motivate

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Helpful Articles

Knowledge Base

Knowledge is power! The more you know, the more enjoyable the home buying process will be. We have all the resources you need to make informed decisions along the way.

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Mortgage Calculators

Does it cost more to rent than to buy? How do you know if you should refinance? This handy calculators help show you the best options available to you.

Shamrock Home Loans CEO Dean Harrington poses outside in Rumford, RI.
Helpful Terms


Mortgage terminology can sometimes seem like an entirely different language. Search any term you may be unfamiliar with right here.   

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(800) 321-8129