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With Our Loan Officer

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Juan Cerda

Senior Loan Officer & Branch Manager

NMLS# 318276

About Me


Growing up with a really successful father who gave him a great life, Juan wanted to be sure he could provide the same for his family so he chose a career that relies on energy, focus, and commitment. After many years in the mortgage industry working for large banks, Juan realized the benefits of working for a direct lender with a local presence and joined Shamrock Financial.

Known for his many years of experience, professionalism and attentive customer service, Juan loves coming to work every day (yes even on Mondays!) to help people achieve their goal of home ownership. 

Juan lives in Bristol with his wife and two children. When he is not working you can find Juan spending time with his family, enjoying the great outdoors, working out at the gym or going out to eat.

We keep your mortgage experience simple.


Shamrock Home Loans commits to making the process of securing a home loan as easy as possible for you. To that end, we have developed the My Home & Mortgage app as a tool to simplify the process.

Key Features:

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Compare different lending scenarios using various loan programs to help determine which product is the best for you.

Calculate Finger Touch App IconCalculate
Calculate the possible savings (or cost) of refinancing your mortgage.

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Scan in required documents on your phone and upload them quickly to expedite the loan approval process.


Download Our App

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— What People Are Saying About Me

Shamrock made my home buying process easier and less stressful. The minute you enter the building you're greeted with a warm smile and a relaxing atmosphere. Juan Cerda and his entire team were amazing. They answered all my questions and followed through with all requests in a timely manner. I would definitely recommend Shamrock to anyone looking for a reputable mortgage company who truly cares about their clients.


Lori G.

I have used Shamrock Home Loans for both of my home purchases and I can't speak highly enough about this company. Juan Cerda is the absolute best. This whole team always gets back to you when you have a question and not for one second do I ever feel I am bothering them. The whole team is so helpful and knowledgable and my husband and I are so very thankful to all of you.

Liza D

I had the pleasure of working with Juan C. and his team. They were detailed and dedicated so we had everything needed and ready to go for our closing. Juan even accommodated us on a day off to meet with our schedule so we wouldn't miss any deadlines. We received a personalized thank you from the team. They've been amazing! They continue to keep in touch to keep us aware of changes in the market and ways to help. Thank you Team Shamrock!

Cindy R

I can not speak highly enough of Juan Cerda and his entire team. Juan took the time to talk through every question that came up and kept us as relaxed and stress free as any first time home buyers can possibly ever be!

Megan S

My husband and I searched for a very long time to find the right home. Almost 4 years! Then we became pregnant with our first child and time was of the essence. Juan Cerda at Shamrock came through time and time again to reassure me we were on track! Not only was Juan there at the end of our first time home buyers experience, he was there at the beginning, 4 years earlier. We are now settling in to our new home, waiting for our little bundle to arrive at the end of June 2020, and we couldnt be more happy or blessed. Thank you Juan, for helping us achieve a dream!

Andrea T.

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— Educate & Motivate

Man holds up Home Buying eBook
Helpful Articles

Knowledge Base

Knowledge is power! The more you know, the more enjoyable the home buying process will be. We have all the resources you need to make informed decisions along the way.

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Mortgage Calculators

Does it cost more to rent than to buy? How do you know if you should refinance? This handy calculators help show you the best options available to you.

Shamrock Home Loans CEO Dean Harrington poses outside in Rumford, RI.
Helpful Terms


Mortgage terminology can sometimes seem like an entirely different language. Search any term you may be unfamiliar with right here.   

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